This paper focuses on how MFI decisions to offer either group or individual loans depend on loan size, refinancing conditions and competitive pressure in the microfinance market. You are using a new version of the IGI Global website. Create a Free IGI Global Library Account to Receive an Additional 5% Discount on All Purchases Exclusive benefits include one-click shopping, flexible payment options, free COUNTER 5 reports and MARC records, and a 5% discount on single all titles, as well as the award-winning InfoSci Search inside this book for more research materials. to themselves. H�}UM��6��slK�d}طx��EZ{Ʌ��7钒]��gHJ��M�=�Ki޼7�f�pX�y�[(�*�s�ï�ܟi`��CY�%ݟVQ'�4�3w�W��Yp�OB1��U �=��#�Z��g8���e��B��9�݇�l��6֝7Up��F|���%���^ݛ�R}���1�T�lq9�1�i�V��(M��� J7�.�e;G���+���4V�7x�Rb��d����t��Œ�1f�.c����!�eU�)'e5F��.����[���tZ�J�I���|���o��"u����(�w�?�'#�ѽV0Wa,d�#|������\���q���Y�S��}����S���X�E�$,sV��]\����˒�+�?��0��YZ�j��o�'Eu�h��֗�� ,4F_�Q��=��>��� �cK������Q"tȔ�^�UԨ�q��zfɲ�.yr��4�g"B�a�`�\ů��ց�(��Ȩ�z�����wz����021��B/Dy� ��Ņ��z.�_�d��П�A��qtJ8yQ؎䴬wi���h�n�P;x��A��Q!5��)����F���O� ֢_dOw�(��������?��D�c0h�\�jaHtZ RF=Z��f�����\>��%JW9_�a 0}Z4",IOd^T�q:�V���䄾5D��^�����]U*��C+�vA����i5�i����#ү;$#�& +��o�@��� \!��#tCΉ"/|zg��y�w�\���7� �V~��֏]�W-H��(��Ӥ�5�ud3ܸ�_��L��%!�^�}�=j�|?ka�2��J��#�>�7��$�WvD�~��3��Mu�,�jZ��Ƽe(��nR�5bX�i��w����d����g

Looking for research materials? �T/�D�L$� �rW�~�%)���gI�X�E�.g�|x�+�")*V�I]3���.e�W�ݯ�e,K���?ܥI^�ŏ�������ӷ�M^쒊UY�׳_KY��%Z�����>NZus;I5ڕ8t�WaU��¢"��*l�m�3�`��0�'�l: vQ����.�s�+��a��`�"���b��V9���Q��0�;ju��N�a/4�;f���\���i�I���T�9i�T�I��HJ��V�j��$�QұYӔ���l/���Yh>� �e���$��� ���xҷ���Ia{EE��|��&��l�� ~8Q��F�y����@[�/��4lRLsi�����^+މ1��,�(�P�]���J.q���w1��c^dG�����/��1��� �W�j����=�c|�1-� �8k1�Y��E��f�AZ��\N�)d�/�Y��8զ��B�h���4�moIh��N��j4�AO�pdk�ҷ���P�@����q�g��ƃ�f��]l@�$4�F,gDL��/���/J �C||��*�$d2������i��Q Abg: xk��G1�{���&� What is Group Lending? Must-Have Resource! Group Lending Versus Individual Lending in Microfinance Analyzing incentive mechanisms in individual and group lending contracts. Definition of Group Lending: A lending mechanism which allows a group of individuals - often called a solidarity group to provide collateral or loan guarantee through a group repayment pledge. All of these titles are available in electronic format at a 50% discount making them ideal resources for online learning environments. The incentive to repay the loan is based on peer pressure, if one group member defaults, the other group members make up the payment amount. ‘Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups’, Yale University Working Paper Google Scholar Godquin, M. (2004). H��Wَ�8����u2(��Y�SI:h`�� An association is formed by the poor in the target community to microfinance services (micro savings, microcredit, microinsurance etc.) ‘Microfinance Repayment Performance in Bangladesh: How to Improve the Allocation of Loans by MFIs’, World Development , 32(11), pp. Microfinance institutions (MFIs) provide formal financial services to millions of poor people around the world, but there is still much debate about the effectiveness of microcredit as a tool to combat poverty. If you experience a problem, submit a ticket to To Support Customers in Easily and Affordably Obtaining the Latest Peer-Reviewed Research, View Over 200+ IGI Global Titles Related to Diversity and Inclusion IGI Global offers a rich volume of content related to diversity, inclusion, gender politics, corporate governance, LGBTQ+, civic engagement, and more.

Most of the Microfinance institution offers credit on a solidarity group lending basis without collateral.

Ideal for subject librarians, these databases span major subject areas including business, computer science, education, and social sciences. Association or Group Model. 12 0 obj << /Length 13 0 R /Filter /FlateDecode >> stream ��� �5���0��o���|F�@C�4h{���쯚�ku��`��������SQ�Ȉh�}{)�"�j}2$3����U��V� ��P< endstream endobj 13 0 obj 1009 endobj 4 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 10 0 R >> /ProcSet 2 0 R >> /Contents 12 0 R >> endobj 15 0 obj << /Length 16 0 R /Filter /FlateDecode >> stream 1909–1926 CrossRef Google Scholar Copyright © 1988-2020, IGI Global - All Rights ReservedAdditionally, Enjoy an Additional 5% Pre-Publication Discount on all Forthcoming Reference Books The group-lending model of microcredit is a development intervention in which small-scale credit for income-generation activities is provided to groups of individuals who do not have material collateral. View Over 1,200+ IGI Global Titles Related to Online Education and Educational Technologies IGI Global offers a rich volume of content related to online education, special education, hybrid learning environments, curriculum development, and more. Lutz G. Arnold, Johannes Reeder, Susanne Steger, On the Viability of Group Lending when Microfinance Meets the Market, Journal of Emerging Market Finance, 10.1177/0972652712473403, 12, 1, …

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All of these titles are available in print and electronic format making them ideal resources for online learning environments. 36 pages .

The experiences suggest that in areas that are already relatively industrialized, the group lending model may be a poor fit for potential clients.

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