BirthME, Doulas

The Plan will be administered by Sanlam icover in South Africa. You may appoint your spouse, but this is in most cases not a good idea, since your spouse could be emotionally shattered and not ready to take important financial decisions.Without the necessary knowledge, your spouse will also not know where to get the best advice or service.
Of course, you're free to substitute the plan with a policy of your choice, providing the cover offered is equivalent.Qualifying Sanlam Reality members could enjoy up to 20% of their loan repayments back once they’ve made 12 consecutive repayments. As Wealthsmiths, we are dedicated to improving the savings culture in the country. To change the start date (and ongoing repeat dates), tap on any other available date.Before finalising your purchase, you can edit your dates at any stage during the buy process by tapping on your date selection on the “Buy Cover” screen.Existing recurring cover contracts can also be edited or changed after purchase. Use the “Clear” button to clear all dates.

The minimum additional one-off payment is R2 500. Adding to this challenge is the fact that many families are often unable to cover the costs of a funeral in South Africa, placing additional emotional and financial strain on already overwhelmed loved ones. Or provide cover for participants in small or large sports or entertainment events.Unlike traditional insurance, Go Cover is an award-winning innovation that gives you:Purchase as much cover as you need, whenever you need it, for as long as you need it. This excludes all natural causes.See also Q&A: “What legal definitions will be used to assess claims?” below.Note that Go Cover is not a form of indemnity insurance and the payouts are therefore not influenced by actual medical expenses. Naming each of your cover purchases will help you identify and remember who and for what you purchased cover for.You can choose any name up to 25 characters. A death in one's family is always a difficult time, particularly for those tasked with making the final funeral arrangements. Not all declines are related to lack of funds (the most common reason for a decline); there can be a variety of reasons why your bank may choose to decline, such as increased spending patterns around the time of travel or holidays.We and our payment processing partner recommend that, if you are transacting with a VISA or MasterCard, and you have an available positive balance, that you contact your bank and find out why the transaction may have been refused. The Effective Annual Cost (EAC) is a measurement that aims to standardise cost disclosures across different investment products. Install the Go Cover app on your new phone and log in with your mobile number as you usually would.In order to activate cover, process any claims, and monitor fraudulent activity, Go Cover requires limited access to your location – only while using the app. You can select any start and end date within the available 90-day period.Custom cover is useful if you wish to “cherry-pick” any combination and number of days, within a 90-day period. It’s easy to understand, easy to use, and rewarding from day one.Insure your life with Indie and we’ll match up to 100% of your monthly premium which we’ll invest for you – at no additional cost. However, for their safety, the accidental death benefit amount is limited to R50 000 for children aged 7 to 14, and R20 000 for children under 6.Yes. Go Cover is also ideal for your outdoor adventures and sports such as mountain biking, running, climbing, and even bungee jumping.Go Cover provides injury protection for a wide range of businesses and industries – from manufacturing to agriculture. It assumes an investment in a balanced fund with a return of inflation plus 4% per year before fees, and a personal tax rate of 40%. Contact the Sanlam Client Care Centre on (021)916-5000 or 0860 726 526(SANLAM) or send an e-mail to If a recurring payment is applicable, the plan starts on the date that the first payment is made. Cover will continue to the end of the current recurring period, and the respective contract will not be renewed or charged. To deselect a date, tap on the same date. Tax-free savings accounts offer different investment options to suit your objectives and risk profile.The example is based on a maximum monthly payment of R2 500 for 16 years and 8 months, when the lifetime limit of R500 000 is reached.