You can easily set up recurring transfers from your current bank accounts to your Personal Savings account.†

Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. Please try again. ATM cards, debit cards, or checks are not provided. Are American Express® Personal Savings accounts related to American Express® Card products?Do I get an ATM card, a debit card, or checks when I open a Personal Savings account?How long does it usually take to transfer funds online?. Please review. Please try again.

As described in the All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. The User ID or Password is incorrect. Additionally, you will receive an American Express® Personal Savings Welcome Kit in the mail. Earning your money takes work. Once you open an American Express Personal Savings account, you can use your High Yield Savings Account to pay your American Express Credit Card bills.

By doing this, you are pushing funds to the destination bank. Users of this site agree to be bound by American Express Web Site Rules and Regulations. Choose the type of account you want to open, either a High Yield Savings account or a Certificate of Deposit, and apply online or by phone at The login credentials of the Personal Savings and American Express Card websites are different. Member FDIC.

Start earning interest on the business day‡ we receive your deposit.

You will receive an online and/or email confirmation when your application is approved. Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal. You will need this information for both primary and joint applicants: The funds should appear in 1 to 2 business days‡ (not including the time it takes to link accounts). Get a competitive rate, no matter how much you save. Personal Savings accounts can only be opened in the name or names of individuals.

You can fund your online account, either by linking your current bank account or by mailing us a check. We have provided this link for your convenience. These payments must be initiated through the Card website.American Express Personal Savings accounts are not meant for everyday spending. Please try again. See how our FDIC-insured High Yield Savings Account APYGet a competitive rate, no matter how much you save. It isn’t the highest rate you can currently earn from an online savings account listed on our site, but it’s still well above average. Login here to your American Express Account, Create a New Online Account or Activate a New Card. The account charges no monthly fee and requires no minimum deposit, making it an affordable account to open. Please try again.Please ensure that both the User ID and Password are entered.Please ensure that both the User ID and Password are entered.Your American Express Online Services User ID or Password is incorrect.Please try again. Your Personal Savings account earns interest daily and is posted to your account monthly. Tue Aug 11 2020 18:13:36 GMT-0400 (Eastern Daylight Time) 5.277.0 Mon Aug 10 2020 09:36:02 GMT-0400 (Eastern Daylight Time) You've left a field blank. As described in the Accounts offered by American Express National Bank. Access your American Express ® Merchant Account online ; Access account information 24/7 ; Manage payments and disputes online; Get insights, tools, merchandise and more Once that’s done, you simply make all your deposits and withdrawals with online ease.†You can also send or receive a check via mail. Please see the Deposit Account Agreement for additional terms and conditions and Truth-in-Savings disclosures., as published in the FDIC's Weekly National Rates and Rate Caps; average rate used is for deposits under $100,000. Your account is insured to at least $250,000 per depositor. American Express : Online Services Sign in to check out faster, earn points while you shop, manage your account preferences and more!